Revolut Complete Guide 2026

Everyday Banking, Travel and Safety — by Ellis Trent

Revolut became a fully licensed UK bank in 2026, and that changes a lot. Eligible deposits are now protected by the FSCS up to £120,000, plan prices have changed and international transfer fees have been simplified. This plain-English guide shows you how to use Revolut confidently for everyday life, whether you have just downloaded the app or have used it for years.

Written for UK readers and checked against Revolut's official fee pages and help centre in October 2026, it covers:

• Opening an account, verifying your identity and the settings to change on day one
• Standard, Plus, Premium, Metal and Ultra explained, with real UK prices and allowances
• What FSCS protection and safeguarding mean for your money
• Payments, cards, Pockets, budgets, bills and savings basics
• Travel money: exchange limits, ATM allowances and avoiding hidden costs abroad
• Street Mode, card controls and how to tell whether Revolut is really calling
• A full chapter on scams, including the UK's reimbursement rules
• Troubleshooting, a glossary and trusted UK resources

It deliberately leaves trading and crypto alone and focuses on everyday banking. There's no hype and no jargon, just warm, practical guidance in British English.

What you get: an instant digital download in two formats, PDF and EPUB, so you can read on any computer, tablet, phone or e-reader. First edition, October 2026, written in British English.

Not financial advice. This book explains everyday features and general information only. Check details with the provider and seek independent regulated advice for your own circumstances.

This is an unofficial guide, not affiliated with Revolut. It is not endorsed or sponsored by them. All trademarks belong to their respective owners.