{"product_id":"monzo-complete-guide-2026","title":"Monzo Complete Guide 2026","description":"\u003cp\u003e\u003cstrong\u003eBudgeting, Pots and Everyday Banking\u003c\/strong\u003e — by \u003cstrong\u003eEllis Trent\u003c\/strong\u003e\u003c\/p\u003e\u003cp\u003eMonzo made budgeting feel modern, and in 2026 it can do more than ever. Plans and prices have changed, FSCS protection has risen to £120,000, and new security tools help protect you if your phone is stolen. This plain-English guide shows you how to turn the app into a calm, simple money system.\u003c\/p\u003e\u003cp\u003eWritten for UK readers and checked against Monzo's official plan pages, fee documents and help centre in October 2026, it covers:\u003c\/p\u003e\u003cul\u003e\n\u003cli\u003eOpening an account and the settings to change on day one\u003c\/li\u003e\n\u003cli\u003eThe free account, Extra, Perks and Max explained with current UK prices\u003c\/li\u003e\n\u003cli\u003ePots, Bills Pots, the Salary Sorter and Get Paid Early\u003c\/li\u003e\n\u003cli\u003eTrends, Round Ups and the Saving Challenge, with a five-step budget you can copy\u003c\/li\u003e\n\u003cli\u003eCash withdrawals, card spending abroad and fees to watch\u003c\/li\u003e\n\u003cli\u003eJoint accounts, Under 16s accounts and real-world set-ups for couples, students and parents\u003c\/li\u003e\n\u003cli\u003eAdded Security, call status and the gambling block\u003c\/li\u003e\n\u003cli\u003eA full chapter on scams, plus troubleshooting, a glossary and UK resources\u003c\/li\u003e\n\u003c\/ul\u003e\u003cp\u003eIt focuses on everyday banking and deliberately leaves investing aside. There's no hype and no jargon, just warm, practical guidance in British English.\u003c\/p\u003e\u003cp\u003e\u003cstrong\u003eWhat you get:\u003c\/strong\u003e an instant digital download in two formats, PDF and EPUB, so you can read on any computer, tablet, phone or e-reader. First edition, October 2026, written in British English.\u003c\/p\u003e\u003cp\u003e\u003cstrong\u003eNot financial advice.\u003c\/strong\u003e This book explains everyday features and general information only. Check details with the provider and seek independent regulated advice for your own circumstances.\u003c\/p\u003e\u003cp\u003e\u003cem\u003eThis is an unofficial guide, not affiliated with Monzo. It is not endorsed or sponsored by them. All trademarks belong to their respective owners.\u003c\/em\u003e\u003c\/p\u003e","brand":"My Store 6","offers":[{"title":"Default Title","offer_id":59596249825628,"sku":null,"price":12.99,"currency_code":"GBP","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/1064\/6929\/4428\/files\/Monzo_Complete_Guide_2026_cover_e8a47f40-e1f8-4003-b9ff-29b123bf007f.jpg?v=1792485857","url":"https:\/\/milnrowbooks.co.uk\/products\/monzo-complete-guide-2026","provider":"Milnrow Books","version":"1.0","type":"link"}